Use the Plan Compare Tool
One quick and easy way to compare costs and coverage is by using our Plan Compare tool. You can see plan features, benefits, and total estimated costs for services (not just premiums or deductibles) side-by-side and review which plans include your doctors, prescription drugs, and more. After you log into your CoverME.gov account, select the green "Plan Compare" button while shopping for plans. You can also window shop without logging in by visiting Plan Compare Tool and following these three easy steps.
- Step 1: Fill out your coverage profile. Answer a few questions to find the right plans and estimate out-of-pocket health care costs.
- Step 2: Compare health plans. Review key plan facts like premium, deductible, out-of-pocket costs, and more.
- Step 3: Select a plan. When you’ve decided which health plan you want, you can view detailed instructions on how to enroll.
Be sure to include your household income to see if you qualify for financial assistance.
Calculate My Income
CoverME.gov and MaineCare all use your Modified Adjusted Gross Income (MAGI) to determine your eligibility for coverage and financial assistance. MAGI is your adjusted gross income PLUS any: untaxed foreign income, non-taxable Social Security benefits, and tax-exempt interest. It’s important to note that:
- For many people, MAGI is identical or very close to adjusted gross income.
- MAGI doesn’t include Supplemental Security Income (SSI).
- MAGI does not appear as a line on your tax return.
The CoverME.gov application will ask questions to calculate your MAGI. If you have questions, you can call our Consumer Assistance Center or get free help from a trained and certified Broker or Maine Enrollment Assister.
Complete an application
To complete an application, you will need the following information for yourself and anyone in your household applying for coverage:
- Home and/or mailing addresses
- Birth dates
- Social Security numbers
- Document information for legal immigrants, if applicable
- Employer and income information for every member of your household (for example, pay stubs or W-2 forms)
- Your best estimate of what your household income will be in 2023
- Policy numbers for any current health plans covering members of your household
You need to include everyone in your tax household, even if they do not file taxes or are not looking for health care coverage. Learn more about who to include in your household here. If you’d like help, call our Consumer Assistance Center at 1-866-636-0355, TTY: 711 or find support from a free, local navigator or broker at Find Help Near You.
Update my application
To update your application, sign in to your account and go to the 'Application' section. Look for your current application and select 'Copy to New Application' from the drop-down menu. See our guide for step-by-step instructions (PDF) or get help from the Consumer Assistance Center by calling 1-866-636-0355, TTY: 711. Your financial assistance eligibility will update after you submit your updated application and will automatically apply to your active coverage starting the following month.
Add an expert to my account
If you would like to get one-on-one help from a broker or Maine Enrollment Assister, you need to add them to your account so they can access your information. Use this guide for step-by-step instructions on how do add one.